Key content on Business Lending:--Principles of Lending
-The Credit Risk Assessment Framework
-The 5 C Framework
-Types of lending – CAPEX and WC lending
-Loan structuring – in business lending
-Loan securities and credit enhancement
-Lending covenants and control
Course Reference ANZI011
- This business credit programme is the core learning module for developing the skills in business lending. It covers both credit risk assessment of a business loan proposal and structuring of a loan or a set of credit facilities to support business needs.
- Upon completion of this, the certificate holder would have been prepared for business loan analysis work and basic business lending roles, with some supervision until achieving satisfactory experience for a more independent role.
- In this module, critical thinking and knowledge application are expected as part of developing skills for a business lending officer.